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Choose Smarter Ute Finance,Choose Kiwi Car Loans!

Ute Finance

Has the thought of financing a UTE in New Zealand crossed your mind? will help you achieve this goal. We help car enthusiasts and business people get UTE financing help regardless of their situation.

Thanks to our various packages, including a seven-year vehicle loan and friendly interest rates. You can own a new or used UTE with no hassle. Check out our free online car loan calculator to know how much you can get for NZ UTE financing.

What's a UTE Vehicle and UTE Finance?

A UTE is a utility vehicle. The design of these autos enables them to travel over rough ground. Most UTEs have two or four seats and small cargo space at the back. However, they have a smaller load capacity.

On the other hand, UTE vehicle finance is the car loan you get when an auto financing company in New Zealand approves your UTE vehicle finance credit. You will then pay the loan in monthly installments and within the agreed time.

UTE Vehicle Brands We Finance

Whether you want a Nissan Navara, Isuzu D-Max, Mitsubishi Triton, Great Wall Cannon, or Toyota Hilux, we have the best UTE financing deal for you. Here are some brands we finance:

Are you looking for a UTE that will hold off well on the road? Let's help you get a Toyota. The performance, capacity, and remote area service that Toyota UTEs offer cannot be compared to any other brands in the market.

Your business needs a commercial UTE it can rely on; that's where this brand comes in. Volkswagen offers an unmatched highway performance.

Holden UTEs have great recognition due to performance and uniqueness, especially with the vehicle Smartphone integration through android auto and Apple Car Play. Our smarter UTE financing helps purchase any vehicle of this brand.

Other Common UTE Vehicle Brands We Finance in New Zealand

  1. Ford
  2. Nissan
  3. Isuzu
  4. Mitsubishi
  5. Mazda
  6. Great Wall
  7. Foton
  8. Chevrolet
  9. Hyundai
  10. RAM
  11. LVD

How to Finance New and Used UTEs in New Zealand

Once you settle on your UTE of choice, choose the best auto loan financier in NZ. Take your time to choose a company that will offer you custom UTE loan terms. Here's what makes Kiwi Car Loans the best option.

Online application

We offer a 100% online application process, so you'll need a laptop or phone when applying for a UTE loan with us. We also offer digital repayment options.


We are open all the time to serve our clients whenever they need help. Whether you want to purchase your car on the weekend or holiday, we'll make actionable arrangements to satisfy your quest.

Skilled professionals

If you are unsure about the right UTE loan in NZ to invest in or the best repayment for your situation, our skilled professionals will be more than happy to assist you.

You Get a Quick Approval for Your UTE Vehicle Finance

Most auto loan financing companies in NZ will ask their clients to meet heavy demands to get approved for a loan. That's not the case with Kiwi Car loans because we offer 100% car loan financing.

Our goal is to help clients get quick UTE loan approval despite the numerous challenges. Here's how we achieve that!

We consult with the seller

It doesn't matter where you get the car; it can be from a showroom, dealer, or private seller; we professionally engage the seller to speed up the process.

We answer all your queries

We will answer any questions regarding our UTE loans. That will offer you clarity and ensure you have an easy time with the loan application or payment.

Get a Great UTE Finance Deal with Kiwi Car Loans

Whether you are getting a new or used UTE, Kiwi Car Loans is your go-to financing company. Let us know the UTE brand and trim you want, and we'll get you the best deal. But first, and we will be in touch in 24 hours. We promise to speed up the loan approval and processing, and you should have your UTE in a jiffy. You can also call us on .

A couple signing finance documents

Who Can Apply

You can apply for finance with us if you fulfil these conditions:

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Hold a valid New Zealand driver license
  • Have a regular income

What you need to apply

  • Valid driver license
  • Proof of address
  • bank statement less than 30 days old

See how affordable your dream is with our calculator


10.45% 19.95%

$143 Apply Now

* Interest rate is indicative range only.


10.45% 19.95%

$27,921 Apply Now

* Interest rate is indicative range only.

Protect yourself from the unexpected

We can arrange:

  • Payment Protection Insurance
  • Guaranteed Asset Protection
  • Mechanical Breakdown Warranties
  • Comprehensive Motor Vehicle Insurance

Additional Insurance Products are also available to help protect you and your new asset.

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We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 25,000 happy customers.

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What our customers say about us

Tyler has been brilliant to deal with. I got in touch in a Sunday mid morning and had approval by Sunday afternoon. Can’t recommend him enough. He worked in with me and my needs and made sure everything was as seamless as it could be. Nothing was a problem and he was always quick to get back to me with answers to my questions. I’d definitely use him again.

Hilda E

Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.

Lorne Thompson

Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you

Shanel Reddy

Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.

YuLong Ning

Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!

Dave Willingham

Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.

Hope Toon