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Choose Smarter Finance,Choose Kiwi Car Loans!

About Us

Kiwi Car Loans home of great rate vehicle finance approval. We provide financial solutions to individuals who expect nothing less than professional and efficient service from their broker. A wide range of well-respected and reputed financial lenders we work with ensure the best outcome is achieved for every applicant.

Our team of specialists can be of assistance on your journey of buying your next car, motorbike, caravan, boat or business finance. We work keeping in mind our customers requirements and how it fits in with their affordability to ensure they receive the best options in the long run. We have serviced over 22,000 happy customers nationwide over the last nine years with customers coming back to us for their next vehicle.

We work with car dealerships and other vehicle dealerships nationwide to secure the best car finance deals for you. This relationship has been nurtured with the high level of service and an equally wide range of applications we consider in getting you behind the wheel.

We have a complete 100% online process from application to loans being paid out with digital capabilities to ensure security. Our level of communication and customer service has been highly rated nationwide, do not take our word for it check out the link with over 1350 five-star Google reviews. We are open all days as a good deal on your next vehicle can be presented even over the weekends. We are one of only a few broker that can help with private sales too!

Let’s get you behind the wheel with smarter, faster and best rate finance. You can check out our calculator with what you are looking for, get an obligation free quick quote or apply online in just four easy steps. We have no call centers or automated messages just a one-on-one discussion with a professional broker, call us on 0800 008 888 today and secure the best car finance deals in NZ!

KCL 11th year anniversary

We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 25,000 happy customers.

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What our customers say about us

Tyler has been brilliant to deal with. I got in touch in a Sunday mid morning and had approval by Sunday afternoon. Can’t recommend him enough. He worked in with me and my needs and made sure everything was as seamless as it could be. Nothing was a problem and he was always quick to get back to me with answers to my questions. I’d definitely use him again.

Hilda E

Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.

Lorne Thompson

Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you

Shanel Reddy

Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.

YuLong Ning

Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!

Dave Willingham

Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.

Hope Toon

Why choose Kiwi Car Loans

Variety of finance options
Kiwi Car Loans is the home of great rate finance approvals. We have access to a variety of finance options, and we look to find you the best finance option.

Easy application process
We work with New Zealand's best lenders and ensure a seamless and efficient financing process for our clients.

The fastest and best finance service
Client satisfaction is our top priority, and our professional team will work 7 days a week to bring you the fastest and best finance approvals to suit your requirements.

Competitive finance rates
Our goal is to give each client the best finance rates, enabling them to enjoy fewer monthly payments.


10.45% 19.95%

$143 Apply Now

* Interest rate is indicative range only.


10.45% 19.95%

$27,921 Apply Now

* Interest rate is indicative range only.