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RIGHT FINANCE, RIGHT NOW
1475+ 4.9 star Customer Reviews
RIGHT FINANCE, RIGHT NOW
YOUR FINANCE GROWTH PARTNER
1475+ 4.9 star Customer Reviews
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Generally, you can borrow from $5000 to $250,000. But the specific amount you can borrow depends on various factors like your credit history, expenses, income, etc. Our expert brokers will help you evaluate your situation to determine the maximum amount you qualify for.
We can offer loans ranging from 12 – 84 months, although the term will depend on criteria such as the loan amount, and creditworthiness.
We offer competitive finance rates ranging from 9.95 to 23.00, and the rates offered to you will be determined by your specific scenario.
We aim to get back to you within 30 minutes and try to get you approved within 1-5 days. However, if you would like to discuss your application urgently, please call us on .
Pre-approval is a process in which we examine your financial situation and provide you with an estimate of the loan amount and terms you might be eligible for before you start buying a car. This will help you gain more confidence and clarity while negotiating with sellers.
Most of our clients will choose to apply for finance online directly, but you are very welcome to visit our company in person! If you come, please bring a valid driver's license, proof of address, and bank statements with you.
The short answer is YES! But it would be best if you considered whether the finance is secured or unsecured.
For a secured car loan where the security for the loan is the car itself then you will need to speak with your finance provider first. If the security of the car loan is not the car you are purchasing, then you can sell the car as normal. However, you will still need to pay for the car loan regardless.
For an unsecured car loan, you can sell the car as normal, but again you will still need to pay back the car loan regardless.
Yes, of course! You can apply for pre-approval before you buy a car. Pre-approval provides you with a clear knowledge of your budget and can help streamline the purchase process once you find the right vehicle.
Yes, you can get approved with a learner’s driver's license, as long as you meet the criteria. You can contact our expert broker to get more specific information.
Yes, you may get approved. We understand that some people might face financial challenges for now. Kiwi Car Loans is always eager to help customers who are experiencing financial difficulties.
If you have any further vehicle finance questions or need other help, please do not hesitate to contact our expert broker. They can answer your questions and provide professional advice.
Car finance, also known as vehicle finance, is when you borrow money from a financial institution to buy a car. There is an agreement between the borrower and the lender that specifies the total amount borrowed, interest rate, monthly installments, and overall period of the finance agreement, among other terms and conditions. Go to our Car loans page to get more information.
Car finance typically involves borrowing money from a lender to buy a car. The borrower agrees to repay the loan amount with the interest rates over a specified period. You can go to our blog – How do car loans work? to get more information!
When applying for car finance, you will be asked to provide the following information:
Yes, you can still apply for car finance while on a work visa. We are working with a wide range of lenders and can help you acquire car financing while you are on a work visa.
Yes, you can. However, you might be asked to provide more information about your income and business, such as business ownership proof, tax returns, bank statements, and so on. If you are self-employed and need car loan help, you can contact us online directly. Our expert broker will get back to you within 1 working day!
Yes, you can. But it will depend on your credit score, income, and credit score. So before applying for multiple loans, it’s advisable to speak with an expert broker who can guide you through the process.
Yes, we do! It allows you to borrow the full purchase price of the vehicle without making an initial deposit!
YES, of course! You can ask to amend your approved amount to match the purchase price of the asset. Keep in mind that if you want to borrow more than what you have been approved for, the lender will have to reassess the application for affordability.
Refinancing a car loan is replacing an existing loan with a new one, typically with different terms such as a lower interest rate, a shorter payment period, or both. Borrowers might save money on interest by adjusting their monthly payments.
Kiwi Car Loans is a Finance Broker, we are not the lender, our job is to source a lender to approve your application. For this service, we include a fee that is added to your approval amount and disclosed up front with the loan agreement.
If you miss a payment or foresee being unable to make your monthly obligation, it is advisable to notify the lender right away and explain the situation. We are also pleased to communicate with the lender on your behalf when we can.
YES. You can pay off your loan at any stage before the end of the term. Depending on the lender, the early prepayment fee will be different but always reasonable.
The amount you pay in monthly car loan repayments comes down to several factors: e.g. how much your car is worth, how long the term of the loan is, the interest rate that the financial lender is charging, and any other fees associated with the loan. If you want to determine what your car loan repayment might be please use the Kiwi Car Loan calculator.
You can set up your payments weekly, fortnightly, or monthly by using an automatic payment from your bank.
In general, quotes can be given by our fully trained staff within 5 minutes.
We worked with a reputable insurance company - Autosure
When applying for car loans, it is usually a requirement to have comprehensive insurance coverage
Typically, the insurance policy runs for a year and can be renewed annually.
Payment for your insurance coverage can typically be done in a variety of ways, including direct debit, credit card, or bank transfer. You can pay for your car insurance premiums annually or by the month (a fee may apply to pay by the month).
Market Value is the reasonable cost to replace your vehicle with one of the same make, model, age, and condition at the time it's stolen or damaged. It doesn't include any allowance for warranty, stamp duty, transfer costs, or dealer profit.