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UTE FINANCE

RIGHT FINANCE, RIGHT NOW!

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APPLY NOW

RIGHT FINANCE, RIGHT NOW!

UTE FINANCE

A ute driving a dirt road at sunset

REPAYMENT AMOUNT: *

* REPAYMENT AMOUNT IS INDICATIVE ONLY.

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UTE Loans

Has the thought of financing a UTE in New Zealand crossed your mind? Kiwi Car Loans will help you achieve this goal. We help car enthusiasts and business people get UTE financing help regardless of their situation.

Thanks to our various packages, including a seven-year vehicle loan and friendly interest rates. You can own a new or used UTE with no hassle. Check out our free online car loan calculator to know how much you can get for NZ UTE financing.

What's a UTE Vehicle and UTE Finance?

A UTE is a utility vehicle. The design of these autos enables them to travel over rough ground. Most UTEs have two or four seats and small cargo space at the back. However, they have a smaller load capacity.

On the other hand, UTE vehicle finance is the car loan you get when an auto financing company in New Zealand approves your UTE vehicle finance credit. You will then pay the loan in monthly installments and within the agreed time.

UTE Vehicle Brands We Finance

Toyota, Volkswagen, Holden, Ford, Nissan, Isuzu, Mitsubishi, Mazda, Great Wall, Foton, Chevrolet, Hyundai, RAM, LDV.

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A couple signing finance documents

Who Can Apply

You can apply for finance with us if you fulfil these conditions:

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Hold a valid New Zealand driver license
  • Have a regular income

The best interest rates*

Same day approval*

Stress-free process*

Zero deposit finance*

Flexible loan terms*

No hidden costs*

What sets us apart...

The best interest rate

We work with many lenders and will definitely offer the low interest car finance tailored for each of you!

Same-day approval loans

Apply for a car loan with us, get pre-approved in just one day! Our streamlined process ensures a fast and efficient experience.

Flexible loan terms

Our expert will help you choose repayment options that aligns perfectly with your needs and budget.

Transparent costs

There are no hidden fees or additional costs when you apply for acar loans with us.

Zero deposit finance

Drive away in your dream car with zero deposit financing options available

Stress-free process

Our simple and straightforward process ensures you have a hassle-free experience from beginning to end.

See how affordable your dream is with our calculator

$
LOANS RANGE FROM $5,000 TO $250,000

PAYMENT FREQUENCY

% p.a.

OUR INTEREST RATES VARY BETWEEN 9.95% AND 23.00%.

48 MONTHS

12 MONTHS 84 MONTHS

CALCULATE
$

PAYMENT FREQUENCY

% p.a.

OUR INTEREST RATES VARY BETWEEN 9.95% AND 23.00%.

48 MONTHS

12 MONTHS 84 MONTHS

CALCULATE

*Our fixed interest rates vary between 9.95% and 23.00%, and the rates you receive will depend on your individual circumstances. There is a loan establishment fee starting at $510, a PPSR fee from $7.39, and a monthly administration fee from $2.17. Approval for financing is subject to Kiwi Car Loans' Terms and Conditions, lending criteria, and responsible lending standards.

COMPARE INTEREST RATES & LOAN TERM & REPAYMENTS
COMPARE RESULT WITH A DIFFERENT:
INTEREST RATES LOAN TERM LOAN AMOUNT REPAYMENTS
% p.a.

OUR INTEREST RATES VARY BETWEEN 9.95% and 23.00%

MONTHS

OUR LOAN TERM VARIES BETWEEN 12 MONTHS AND 84 MONTHS

$

LOANS RANGE FROM $5,000 TO $250,000

$

LOANS RANGE FROM $5,000 TO $250,000

ORIGINAL COMPARISON
Interest rate
-
Monthly administration fee
From $2.17
From $2.17
Loan establishment fee
From $510
From $510
Personal property securities register fee
From $7.39
From $7.39
Loan Amount
-
Total to repay
-
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Other Vehicle Finance

Why choose us?

Why choose us - Simple application

SIMPLE APPLICATION

Kiwi Car Loans is the home of great rate finance approvals. We have access to a variety of finance options, and we look to find you the best finance options.

Why choose us - Expert help

EXPERT HELP

Our experienced team is here to help you at each step, ensuring a smooth and stress-free experience.

Why choose us - Open 7 days

OPEN 7 DAYS

We’re here every day of the week to bring you fast and the best finance approvals to suit your requirements.

Why choose us - Competitive Finance Rates

COMPETITIVE FINANCE RATES

Save more with our low finance rates and enjoy smaller, more manageable monthly payments.

Why choose us - Multilingual support

MULTILINGUAL SUPPORT

Our friendly team speaks multiple languages to make the loan process easier for everyone.

Protect yourself from the unexpected

We can arrange:

Payment Protection Insurance

Guaranteed Asset Protection

Mechanical Breakdown Warranties

Comprehensive Motor Vehicle Insurance

Additional Insurance Products are also available to help protect you and your new asset

What our customers say about us

I highly suggest Kiwi Car Loan. Shwetha from kiwi car loan was wonderful to deal with. She was very patient and guided me efficiantly for getting the right loan.

T.J - Happy Customer

Great Service and rates over Christmas and New year period. I would recommend to all!

M.C - Happy Customer

Fantastic approach to work, nice person to do business with. Thank you Sobia

J.B - Happy Customer

Laura was supportive, competend and so efficient and the process was easy

H.W - Happy Customer

Amazing team and very helpful and efficient. I dealt with Tyler and he was the best. Totally recommend

C - Happy Customer

This was a quick process. Found and purchased my dream car. Thank you so much.

K.D - Happy Customer

Great the best would recommend you guys to anyone cheers for the help y’all appreciate!

S.T - Happy Customer

This was great experience, great service and staff, would highly recommend them to anyone

G.B - Happy Customer

Thank you for an easy fast experience. Special thank you to Maggie for all the personal help and endless questions from me.

J.M - Happy Customer

Ben from kiwi car loans made the process quick, easy and was very professional. Thanks.

S.C - Happy Customer