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Car Loans
Looking for car finance in NZ? Look no further than Kiwi Car Loans! We specialize in car loans and have helped over 35,000 clients get their dream car! Whether you’re after a new or used car finance, we’re dedicated to finding the best car finance options tailored to your needs. With our extensive lender network, you’ll enjoy competitive finance rates, flexible loan terms, and even no deposit required!
Our expert brokers make the process easy, guiding you every step of the way. With our secure online application and paperless verification, you can get a response without leaving home.
Drive your dream today with Kiwi Car Loans!
You can apply for finance with us if you fulfil these conditions:
Apply online
Fill out the online application in just 3 minutes
Chat with us
Our expert broker will customize a loan to suit your needs and will get in touch with you within one working day.
Get approved
Submit the required documents online; we'll get you on the road!
You have the flexibility to secure a car loan ranging from $5,000 to $250,000. The actual amount you qualify for is influenced by factors such as your credit history, expenses, and income. With Kiwi Car Loans collaborating with numerous lenders, we can personalize the loan amount and terms to align with your financial objectives and budget!
The best interest rate
We work with many lenders and will definitely offer the low interest car finance tailored for each of you!
Same-day approval loans
Apply for a car loan with us, get pre-approved in just one day! Our streamlined process ensures a fast and efficient experience.
Flexible loan terms
Our expert will help you choose repayment options that aligns perfectly with your needs and budget.
Transparent costs
There are no hidden fees or additional costs when you apply for acar loans with us.
Zero deposit finance
Drive away in your dream car with zero deposit financing options available
Stress-free process
Our simple and straightforward process ensures you have a hassle-free experience from beginning to end.
WHAT ARE MY REPAYMENTS?
HOW MUCH CAN I BORROW?
PAYMENT FREQUENCY
OUR INTEREST RATES VARY BETWEEN 9.95% AND 23.00%.
12 MONTHS 84 MONTHS
PAYMENT FREQUENCY
OUR INTEREST RATES VARY BETWEEN 9.95% AND 23.00%.
12 MONTHS 84 MONTHS
*Our fixed interest rates vary between 9.95% AND 23.00%, and the rates you receive will depend on your individual circumstances. There is a loan establishment fee starting at $510, a PPSR fee from $7.39, and a monthly administration fee from $2.17. Approval for financing is subject to Kiwi Car Loans' Terms and Conditions, lending criteria, and responsible lending standards.
OUR INTEREST RATES VARY BETWEEN 9.95% AND 23.00%
OUR LOAN TERM VARIES BETWEEN 12 MONTHS AND 84 MONTHS
LOANS RANGE FROM $5,000 TO $250,000
LOANS RANGE FROM $5,000 TO $250,000
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Kiwi Car Loans is the home of great rate finance approvals. We have access to a variety of finance options, and we look to find you the best finance options.
Our experienced team is here to help you at each step, ensuring a smooth and stress-free experience.
We’re here every day of the week to bring you fast and the best finance approvals to suit your requirements.
Save more with our low finance rates and enjoy smaller, more manageable monthly payments.
Our friendly team speaks multiple languages to make the loan process easier for everyone.
We can arrange:
Additional Insurance Products are also available to help protect you and your new asset
I highly suggest Kiwi Car Loan. Shwetha from kiwi car loan was wonderful to deal with. She was very patient and guided me efficiantly for getting the right loan.
Great Service and rates over Christmas and New year period. I would recommend to all!
Fantastic approach to work, nice person to do business with. Thank you Sobia
Laura was supportive, competend and so efficient and the process was easy
Amazing team and very helpful and efficient. I dealt with Tyler and he was the best. Totally recommend
This was a quick process. Found and purchased my dream car. Thank you so much.
Great the best would recommend you guys to anyone cheers for the help y’all appreciate!
This was great experience, great service and staff, would highly recommend them to anyone
Thank you for an easy fast experience. Special thank you to Maggie for all the personal help and endless questions from me.
Ben from kiwi car loans made the process quick, easy and was very professional. Thanks.
We aim to get back to you within 30 minutes and try to get you approved within 1-5 days. However, if you would like to discuss your application urgently, please call us on 0800 008 888.
Yes, you may get approved. We understand that some people might face financial challenges for now. Kiwi Car Loans is always eager to help customers who are experiencing financial difficulties.
Yes, you can get approved with a learner’s driver's license, as long as you meet the criteria. You can contact our expert broker to get more specific information.
Yes, you can sell it, but you must inform your lender first. Usually, they will require you to pay the remaining balance first before you transfer the ownership.
Car finance, also known as vehicle finance, is when you borrow money from a financial institution to buy a car. There is an agreement between the borrower and the lender that specifies the total amount borrowed, interest rate, monthly installments, and overall period of the finance agreement, among other terms and conditions.
Car finance lets you borrow money to buy a car and pay it back over time with interest. Your approval depends on your credit. For more details, visit our blog – How Do Car Loans Work?
To finance a car in New Zealand, you generally start by filling out an application form that includes your personal and financial details. Lenders will review your information to assess your creditworthiness. For more information, visit our blog – How to Finance a Car in NZ.
