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PERSONAL LOANS

RIGHT FINANCE, RIGHT NOW!

QUICK QUOTE
APPLY NOW

RIGHT FINANCE, RIGHT NOW!

PERSONAL LOANS

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REPAYMENT AMOUNT: *

* REPAYMENT AMOUNT IS INDICATIVE ONLY.

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WE WILL CONTACT YOU WITHIN 24 HOURS.

*Need extra cash? Refer a friend for car finance and get a $200 gift card - just for you.

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*Lending Terms & Conditions apply.

Personal Loans

One loan. One repayment. Endless possibilities. Our personal loans are designed to help you consolidate debt, reduce interest costs, and fund what matter most. From dream weddings and holidays to the home renovation you've been putting off. Getting started is quick, easy, and obligation-free.

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Take the stress out of managing multiple debts. A debt consolidation loan brings everything together into one simple, fixed repayment. Ready to simplify your finances and start saving?

Call 0800 008 888 or apply online.

Debt Consolidation

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Whether you're refreshing a single room or taking on a full-scale remodel, our renovation loans give you the flexible funding to get started - with straightforward terms and fast approval. Let's help you turn those plans into reality.

Call 0800 008 888 or apply online.

Renovations

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Your big day should be everything you've imagined. Our wedding loans help take care of the venues, catering, photography, and honeymoon costs - so you can focus on celebrating. Start planning the day you've always dreamed of.

Call 0800 008 888 or apply online.

Weddings

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Life's too short to put travel on hold. Whether you're planning a family escape or an overseas adventure, a personal loan make it a reality - with affordable repayments that work around your budget. Take the first step towards taking that journey.

Call 0800 008 888 or apply online

Holidays

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When health can't wait, neither should funding. Our medical loans give you fast, transparent access to the funds you need - whether it's dental treatment, surgery, or an elective procedure. Don't put off the care you need.

Call 0800 008 888 or apply online

Medical Expenses

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Ready to take your next step? Our small business personal loans are built to support growth at every stage - from start-up costs and equipment to inventory, cash flow, or expansion. Take the next step toward growing your business.

Call 0800 008 888 or apply online

Business

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From education and moving costs to unexpected expenses and everything in between, Kiwi Car Loans can put together a solution that works for you. Whatever life throws your way, we're here to help.

Call 0800 008 888 or apply online

Other Loans

Our experienced team is with you every step of the way — and with our secure online application and paperless verification, getting approved has never been easier. Whatever you need funding for, Kiwi Car Loans has you covered

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Who Can Apply

You can apply for finance with us if you fulfil these conditions:

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Have a regular income

Why choose us?

Why choose us - Simple application

SIMPLE APPLICATION

Kiwi Car Loans is the home of great rate finance approvals. We have access to a variety of finance options, and we look to find you the best finance options.

Why choose us - Expert help

EXPERT HELP

Our experienced team is here to help you at each step, ensuring a smooth and stress-free experience.

Why choose us - Open 7 days

OPEN 7 DAYS

We’re here every day of the week to bring you fast and the best finance approvals to suit your requirements.

Why choose us - Competitive Finance Rates

COMPETITIVE FINANCE RATES

Save more with our low finance rates and enjoy smaller, more manageable monthly payments.

Why choose us - Multilingual support

MULTILINGUAL SUPPORT

Our friendly team speaks multiple languages to make the loan process easier for everyone.

See how affordable your dream is with our calculator

$
LOANS RANGE FROM $5,000 TO $250,000

PAYMENT FREQUENCY

% p.a.

OUR INTEREST RATES VARY BETWEEN 8.99% AND 29.95%.

48 MONTHS

12 MONTHS 84 MONTHS

CALCULATE
$

PAYMENT FREQUENCY

% p.a.

OUR INTEREST RATES VARY BETWEEN 8.99% AND 29.95%.

48 MONTHS

12 MONTHS 84 MONTHS

CALCULATE

*Our fixed interest rates vary between 8.99% AND 29.95%, and the rates you receive will depend on your individual circumstances. There is a loan establishment fee starting at $510, a PPSR fee from $7.39, and a monthly administration fee from $2.17. Approval for financing is subject to Kiwi Car Loans' Terms and Conditions, lending criteria, and responsible lending standards.

COMPARE INTEREST RATES & LOAN TERM & REPAYMENTS
COMPARE RESULT WITH A DIFFERENT:
INTEREST RATES LOAN TERM LOAN AMOUNT REPAYMENTS
% p.a.

OUR INTEREST RATES VARY BETWEEN 8.99% AND 29.95%

MONTHS

OUR LOAN TERM VARIES BETWEEN 12 MONTHS AND 84 MONTHS

$

LOANS RANGE FROM $5,000 TO $250,000

$

LOANS RANGE FROM $5,000 TO $250,000

ORIGINAL COMPARISON
Interest rate
-
Monthly administration fee
From $2.17
From $2.17
Loan establishment fee
From $510
From $510
Personal property securities register fee
From $7.39
From $7.39
Loan Amount
-
Total to repay
-
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