COVID-19 current update: We are able to assist across all levels of lockdown nationwide due to the nature of our business being 100% online. Our brokers and lenders are working remotely to provide faster and smarter finance options.

7* Year Vehicle Loans

*vehicles under 10 years old & above $20,000

Apply Now 0800 008 888

Call us now at

Choose Smarter Car Finance,Choose Kiwi Car Loans!

Electronic vehicles (EV’s)

EV’s or electronic vehicles are vehicles that are either partially or fully powered on electric power. Electric vehicles have low running costs as they have less moving parts for maintaining and also very environmentally friendly as they use little or no fossil fuels (petrol or diesel).

With the launch of the NZ Government’s clean car discount scheme, buying new electric vehicles (EVs) will be eligible for a discount of up to $8625* from July 2021, as part of a government initiative to get more people into cleaner cars.

You can read more .

Kiwi Car Loans is dedicated to get you special rates with our reputed lenders to get you behind the wheel.

We will take you through the entire process from application to getting your new car.

Apply via our link below or get a :

*Vehicles must cost less than $80,000, including GST and on-road costs, and have a safety rating of 3 stars or more on the Rightcar website.

What you need to apply

You can apply online and can upload the documents listed below through a secure, paperless and electronic ID verification system.

We endeavour to get back to you without the inconvenience of leaving your work or home from your computer, tablet or mobile phone.

However you can apply in person at any of our branches nationwide and bring the documents below with you, we can usually give you an answer on the spot or simply call .

Valid NZ driver licence

Proof of address

Bank statement less than 30 days old

How to apply banner

Who can apply?

You can apply for finance with us if you fulfill these conditions.

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Hold a valid New Zealand driver licence
  • Have a regular income

See how affordable your dream is with our calculator

$
9.95%

6.95% 19.95%

$148 Apply Now

* Interest rate is indicative range only.

$
9.95%

6.95% 19.95%

$26,952 Apply Now

* Interest rate is indicative range only.

Protect yourself from the unexpected

We can arrange:

  • Payment Protection Insurance
  • Guaranteed Asset Protection
  • Mechanical Breakdown Warranties
  • Comprehensive Motor Vehicle Insurance

Additional Insurance Products are also available to help protect you and your new asset.

Insurance banner

What our customers say about us

It was the first time I have used kiwicarloans and I was very impressed with the experience. Sharon Gilmour was my loan broker and she was the BEST. So friendly, helpful and efficient. Thanks to her advice I have a car that I love. I would definitely recommend this company to anyone looking for finance. Thanks, Sharon.

Sharon Williams

Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.

Lorne Thompson

Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you

Shanel Reddy

Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.

YuLong Ning

Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!

Dave Willingham

Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.

Hope Toon
KCL 9th year anniversary

We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 20,000 happy customers.

Apply Now Quick Quote