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Luxury Car Finance

Buying a luxury car in New Zealand is a dream come true, and you don't have to strain your finances. Thanks to the smarter luxury car financing, you can now get the finances to acquire your preferred car without sacrificing your savings and emergency fund.

But as much as you might want to tap into NZ auto car financing, you must be careful with the financing company you engage. Luckily, Kiwi Car Loans stands out as the most reliable Kiwi financier you can depend on.

What Is Luxury Car Finance?

Luxury car financing in New Zealand is where a lender offers you a vehicle loan to buy a luxury car under the agreement that you will pay back with stipulated monthly payments over a certain period and with interest.

By a luxury car, we mean vehicles that exhibit features that exceed the average cars. Unlike ordinary autos, luxury cars have lavish interiors, perform better, and have the latest technology features.

Luxury Car Brands We Finance

We cannot talk about financing luxury cars without mentioning BMW. The brand offers some of the best luxury cars that offer you ultimate performance. We will help you get any choice of a BMW so that you can drive in style.


If you need an affordable sports car, consider buying a standard sports car. The design of these cars prioritizes the passenger's comfort, and they are suitable for car enthusiasts in need of an average price sports car suitable for daily use.

Land Rover

If you are shopping for a luxury car that offers comfort, easy driving condition, speed, great safety features, and luxurious aesthetics, Land Rovers will do you good. We offer you the NZ luxury car finance to own any Land Rover.


Are you into luxury vehicles because of their outstanding features? A Bugatti is your best bet. It's a distinctive and great brand for those who like extraordinary vehicles. Saving for a Bugatti might take you long, but Kiwi Car Loans will help you drive this car in a couple of days.

More Luxury Car Brands We'll Finance in New Zealand

Despite the various prestige car brands in New Zealand, we'll help you finance any luxury vehicle brand you need. The brands include and are not limited to:

  1. Ford
  2. Mitsubishi
  3. Mercedes-Benz
  4. Kia
  5. Hyundai
  6. Tesla
  7. Lexus
  8. Toyota
  9. Koenigsegg
  10. Pagani
  11. Audi
  12. Porsche
  13. Volvo
  14. Ferrari
  15. McLaren
  16. Lamborghini
  17. Cadillac
  18. Jaguar
  19. Maserati
  20. Rolls-Royce

How Our Luxury Car Financing Works

After choosing your preferred luxury vehicle, the next step is to get a loan to help you with the financing. Getting New Zealand luxury car financing with Kiwi Car Loans is a breeze. You only need to understand the basics. Here's how you do it!

Step One: Browse our

Ensure that you fill the gaps correctly and with legit data to avoid rejection, confusion, or delays in processing.

Step Two: Upload the documents needed

Here is a list of documents needed to process the loan.

  • Proof of address
  • Proof of New Zealand citizenship
  • Valid driver's license
  • 90 days old bank statement
  • Proof of regular income

Step Three: Wait for review

After reviewing your application, we will reach out and tell you the way forward.

Other options

You can choose to visit any of our branches in New Zealand and fill in the loan application in person. If you have any questions about our services, call us on .

Get the Right Luxury Car Finance from Kiwi Car Loans

Let's make your journey in getting an NZ car loan smooth and effortless. Here are some things that make Kiwi Car Loans stand out.


Getting luxury car finance in NZ can be both confusing and overwhelming. But we are here to help you with any question or issue you might have.


You do not have to wait for months for your loan to get approved. We will reach out within a short duration.


We have been in the business for over nine years, and we understand what our clients want. We customize your request and ensure you do not get any issues along the way.


If you are searching for an NZ car financing company you can trust, reach out to us today. You will have an easy time dealing with our team.

Where to Find Luxury Car Finance Today

Applying for a luxury car loan in New Zealand is an awesome experience when you have a reliable team. At Kiwi Car Loans, we'll explain everything you need to know, offer the best financing deals, and source the best luxury car for your needs. ! Call to find out more.

See how affordable your dream is with our .

A couple signing finance documents

Who Can Apply

You can apply for finance with us if you fulfil these conditions:

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Hold a valid New Zealand driver license
  • Have a regular income

What you need to apply

  • Valid driver license
  • Proof of address
  • bank statement less than 30 days old

See how affordable your dream is with our calculator


10.45% 19.95%

$143 Apply Now

* Interest rate is indicative range only.


10.45% 19.95%

$27,921 Apply Now

* Interest rate is indicative range only.

Protect yourself from the unexpected

We can arrange:

  • Payment Protection Insurance
  • Guaranteed Asset Protection
  • Mechanical Breakdown Warranties
  • Comprehensive Motor Vehicle Insurance

Additional Insurance Products are also available to help protect you and your new asset.

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KCL 11th year anniversary

We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 25,000 happy customers.

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What our customers say about us

Tyler has been brilliant to deal with. I got in touch in a Sunday mid morning and had approval by Sunday afternoon. Can’t recommend him enough. He worked in with me and my needs and made sure everything was as seamless as it could be. Nothing was a problem and he was always quick to get back to me with answers to my questions. I’d definitely use him again.

Hilda E

Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.

Lorne Thompson

Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you

Shanel Reddy

Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.

YuLong Ning

Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!

Dave Willingham

Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.

Hope Toon