Who can apply?
You can apply for finance with us if you fulfill these conditions.
- You're a New Zealand resident or visa holder
- You're over 18 years of age
- Hold a valid New Zealand driver licence
- Have a regular income
Choose Smarter Car Finance,Choose Kiwi Car Loans!
Private Sale Car Loan
At Kiwi Car Loans we understand that sometimes the best bargain may be the car that your friend, neighbour or another seller is moving on from. With Kiwi Car Loans we can secure a private car loan or private vehicle loan as we can arrange for all the paperwork and help you get the best deal.
A private sale car loan is when a lender loans you the money to buy a car from a private seller. Once approved the lender pays the seller the amount you owe and you repay the lender like any other loan.
With over 20,000 happy clients and access to a large range of lenders, we can secure finance at the best rates for you. Trust in our experienced team to provide you with financial solutions that suit your individual requirements. Your personal finance consultant will walk you through every step of arranging your boat loan. Our dedicated business finance Team at Kiwi Car Loans can organise any type of lease or equipment loan anywhere in New Zealand, call or !
We partner with 700 vehicle and equipment dealerships and service nationwide for smarter finance.
What you need to apply
You can apply online and can upload the documents listed below through a secure, paperless and electronic ID verification system.
We endeavour to get back to you without the inconvenience of leaving your work or home from your computer, tablet or mobile phone.
However you can apply in person at any of our branches nationwide and bring the documents below with you, we can usually give you an answer on the spot or simply call .
Valid NZ driver licence
Proof of address
Bank statement less than 30 days old
See how affordable your dream is with our calculator
What are my repayments?
How much can I borrow
Protect yourself from the unexpected
We can arrange:
- Payment Protection Insurance
- Guaranteed Asset Protection
- Mechanical Breakdown Warranties
- Comprehensive Motor Vehicle Insurance
Additional Insurance Products are also available to help protect you and your new asset.
What our customers say about us
It was the first time I have used kiwicarloans and I was very impressed with the experience. Sharon Gilmour was my loan broker and she was the BEST. So friendly, helpful and efficient. Thanks to her advice I have a car that I love. I would definitely recommend this company to anyone looking for finance. Thanks, Sharon.
Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.
Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you
Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.
Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!
Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.
We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 25,000 happy customers.
Apply Now Quick Quote