Who can apply?
You can apply for finance with us if you fulfill these conditions.
- You're a New Zealand resident or visa holder
- You're over 18 years of age
- Hold a valid New Zealand driver licence
- Have a regular income
COVID-19 current update: We are able to assist across all levels of lockdown nationwide due to the nature of our business being 100% online. Our brokers and lenders are working remotely to provide faster and smarter finance options.
7* Year Vehicle Loans
Choose Smarter Car Finance,Choose Kiwi Car Loans!
Kiwi Car Loans are experts in providing smarter finance to self employed individuals. A wide range of vehicle finance options are available to self-employed clients. The key is to determine which one best suits your needs and business cash flow.
One of the advantages of running your own business is that you may be able to claim part of your car's costs including loan interest, as a tax deduction. This can make your choice of car finance and being self-employed surprisingly affordable.
Lenders generally look for tax records, bank statements and accounting records to determine your income and we can work together to ensure all the documents required are in order. It can be really handy if you have an accountant and recent accounts for your business, but if you don’t that’s alright as we can look at other options.
At Kiwi Car Loans, we understand that when running a business, 'time' can be your most valuable commodity, that's why we do all the work for you to provide smarter finance.
If you are self employed and looking at your next vehicle, talk to one of our finance experts today onor ! With over 20,000 happy clients and access to a large range of lenders, we can secure finance at the best rates for you. Trust in our experienced team to provide you with financial solutions that suit your individual requirements. Your personal finance consultant will walk you through every step of arranging your loan.
We partner with 700 vehicle dealerships and service nationwide with smarter finance.
You can apply online and can upload the documents listed below through a secure, paperless and electronic ID verification system.
We endeavour to get back to you without the inconvenience of leaving your work or home from your computer, tablet or mobile phone.
However you can apply in person at any of our branches nationwide and bring the documents below with you, we can usually give you an answer on the spot or simply call.
Valid NZ driver licence
Proof of address
Bank statement less than 30 days old
What are my repayments?
How much can I borrow
We can arrange:
Additional Insurance Products are also available to help protect you and your new asset.
It was the first time I have used kiwicarloans and I was very impressed with the experience. Sharon Gilmour was my loan broker and she was the BEST. So friendly, helpful and efficient. Thanks to her advice I have a car that I love. I would definitely recommend this company to anyone looking for finance. Thanks, Sharon.
Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.
Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you
Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.
Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!
Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.
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