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Extended Vehicle Warranty

Mechanical Breakdown Insurance

Sometimes called Extended Warranty, this product safeguards you in case of faults or breakdowns giving you added security and peace of mind. It covers the major mechanical and electrical items of your vehicle.

Kiwi Car Loans encourages customers to protect themselves against surprises when buying a new or used vehicle. These products provide similar protection to what you may get when buying through a dealer.

  • You can choose the vehicle you want, without concern for warranty.
  • May be financed if you take a loan OR
  • May be purchased using any major credit card or buy cash
  • Some of the products can be transferred if you sell your car. This is a huge feature to a prospective buyer when you’re trying to sell your car
  • Protects your savings in the event of an unforeseen failure

The warranties will generally cover the costs of those repairs, parts & labour. Sure, there are limitations – you must still pay for normal wear & tear items like new tyres, light bulbs and other general maintenance when required, but the warranty should cover the bulk of those unexpected mechanical failures.

New Cars

Most new purchases come with a 2 or 3 year warranty. Kiwi Car Loans can arrange cover for your car for up to 3 more years, commencing from the moment your manufacturers warranty ceases. Perfect for those who want to keep their car long term, but without the worry of unexpected mechanical costs.

Used Cars

Sure, you’re buying a car that looks, smells, and drives great. BUT, you have no idea how it’s previous owner treated the car.

Kiwi Car Loans strongly recommends that you consider a mechanical warranty for any used car, even if purchased from a reputable dealer. If your used vehicle comes with a warranty, Kiwi Car Loans can extend your cover for up to 3 extra years, commencing from the moment the dealer warranty ceases.

Frequently Asked Questions

How long does a quote take?

Quotes can be given by our fully trained staff within 5 minutes.

What insurance companies do you offer?

Protecta, Autosure, Mainstream & Marac.

What level of insurance is required for a secured loan?

Comprehensive Insurance.

How long does my insurance policy run for?

Comprehensive Car Insurance runs for a maximum of 12 months.

What is Market Value?

Market Value is the reasonable cost to replace your vehicle with one of the same make, model, age and condition at the time it's stolen or damaged. It doesn't include any allowance for warranty, stamp duty, transfer costs or dealer profit.

How do I pay for my policy?

You can pay for you Car Insurance premiums annually or by the month (a fee may apply to pay by the month).

What our customers say about us

It was the first time I have used kiwicarloans and I was very impressed with the experience. Sharon Gilmour was my loan broker and she was the BEST. So friendly, helpful and efficient. Thanks to her advice I have a car that I love. I would definitely recommend this company to anyone looking for finance. Thanks, Sharon.

Sharon Williams

Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.

Lorne Thompson

Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you

Shanel Reddy

Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.

YuLong Ning

Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!

Dave Willingham

Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.

Hope Toon
KCL 9th year anniversary

We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 20,000 happy customers.

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* Interest rate is indicative range only.