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Choose Smarter Boat Finance,Choose Kiwi Car Loans!

Kiwi Boat Finance

Kiwi Car Loans are industry specialists for all types of recreational vehicles including boats, jet-skis, caravans, RV’s, motorhomes and camper trailers.

With over 18,000 happy clients and access to a large range of lenders, we can secure finance at the best rates for you. Trust in our experienced team to provide you with financial solutions that suit your individual requirements. Your personal finance consultant will walk you through every step of arranging your boat loan.

So what are you waiting for? Talk to one of our finance experts today on or .

What you need to apply

You can apply online and can upload the documents listed below through a secure, paperless and electronic ID verification system.

We endeavour to get back to you without the inconvenience of leaving your work or home from your computer, tablet or mobile phone.

However you can apply in person at any of our branches nationwide and bring the documents below with you, we can usually give you an answer on the spot or simply call .

Valid NZ driver licence

Proof of address

Bank statement less than 30 days old

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Who can apply?

You can apply for finance with us if you fulfill these conditions.

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Hold a valid New Zealand driver licence
  • Have a regular income

See how affordable your dream is with our calculator

$
6.95%

6.95% 19.95%

$148 Apply Now

* Interest rate is indicative range only.

$
6.95%

6.95% 19.95%

$26,952 Apply Now

* Interest rate is indicative range only.

Protect yourself from the unexpected

We can arrange:

  • Payment Protection Insurance
  • Guaranteed Asset Protection
  • Mechanical Breakdown Warranties
  • Comprehensive Motor Vehicle Insurance

Additional Insurance Products are also available to help protect you and your new asset.

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KCL 11th year anniversary

We work all days of the week to make sure smarter finance is made available to our customers on all days, including weekends! Call us to find out more and why we have over 25,000 happy customers.

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What our customers say about us

Tyler has been brilliant to deal with. I got in touch in a Sunday mid morning and had approval by Sunday afternoon. Can’t recommend him enough. He worked in with me and my needs and made sure everything was as seamless as it could be. Nothing was a problem and he was always quick to get back to me with answers to my questions. I’d definitely use him again.

Hilda E

Kiwi car loans are awsome i would like to say thank you to rachael and the team for making things so easy for me and they were great to deal with i would recommend them to anybody once again thanks heaps.

Lorne Thompson

Rachael is soo amazing.. She got everything done so quickly.. She was very friendly and easy to deal with. Thank You so much Rachael. Will definitely recommend you

Shanel Reddy

Ben and Rachael are the best finance broker i've never see in my life, Rachael is lovely friendly lady help us a lot. easy understand and high efficiency communicate. highly recommend to anyone who needs car finance.

YuLong Ning

Great service from these guys! Shweta is very prompt and professional and made sure everything was processed smoothly. She even went on holiday close to contract being signed and made sure that there were people to cover. Would use these guys again for sure!

Dave Willingham

Have had the out most amazing service for Jannine. She definitely worked very hard to help us get where we needed to be and with what we wanted!!! I would 110% recommend her and I will definitely be a return customer.

Hope Toon