Get Peace of Mind Buying a Private Sale Vehicle

Why should you choose a private sale for your next car?

There are many advantages and disadvantages to buying a private sale vehicle. The transaction can be a much simpler process when there is no dealer involved and you can ask specific questions about the vehicle directly to the previous owner and therefore get a much more accurate idea of the vehicle condition. However, because private sellers in New Zealand are not required to guarantee the condition of a vehicle, there can be many uncertainties when purchasing a vehicle privately.

What condition is the vehicle in? Has the previous owner kept up with the regular service intervals? Are there any issues with the vehicle currently that I didn’t notice at first glance?

If the vehicle breaks down as you drive out of the seller’s driveway, legally the seller assumes no responsibility because the vehicle was sold in an ‘as is’ condition. You can do a thorough inspection of a vehicle, get your mechanic to inspect it, get your brother’s, mate’s best friend who knows a thing or two about cars to have a look at it, but at the end of the day, sometimes things just break down.

So what can I do to make sure my private sale vehicle is in good condition?

While you can get a private sale vehicle inspected by AA or your nominated mechanic to give you peace of mind that the vehicle is in respectable condition, traditionally with a private sale vehicle there isn’t anything you can do to warrant that it won’t break down.

The good news is, Kiwi Car Loans can offer our valued clients the option of Mechanical Breakdown Insurance not only on dealer vehicles, but also on private sale vehicles. Yes, you read right, Kiwi Car Loans offers New Zealand’s leading Mechanical Breakdown Insurance on private sale vehicles which can cover all vehicles.

What is Mechanical Breakdown Insurance and what does it cover?

Mechanical Breakdown Insurance covers your vehicle against failure of mechanical components that were covered by the original Manufacturer’s Warranty. Mechanical components that it covers includes engine, gearbox (automatic or manual transmission), differential, cooling system, electrical system, braking system, air conditioning, drive shafts, CV joints, steering system, fuel management system, power window motors and switches, ABS Braking system, radiator, engine computers and too many more components to list.

We know that there is never a convenient time to have a breakdown (especially not on the way to work, in peak hour traffic, on the weekend, during a holiday, late at night, on a Sunday when no mechanics are open or anytime really).

This includes cover for failure of mechanical components as outlined above, as well as towing assistance reimbursement, accommodation assistance and car hire assistance in the event of a major vehicle breakdown.

Why Choose Kiwi Car Loans?

Not only do Kiwi Car Loans offer lowest rate finance solutions by comparing all the major lenders on your behalf to get you the best rate, we can also provide you with the peace of mind you need while buying your next private sale vehicle with Mechanical Breakdown Insurance.

Applying is easy and obligation-free, simply call us on 0800 008 888 to speak with one of our friendly consultants (we’re available 7 days a week for your convenience) or simply Apply Online in just 60 seconds.


Get Your 60 Second Quick Quote


Tags: Private Sale Vehicle, Kiwi Car Loans

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