Call us now at

woman waving

CAR LOANS CALCULATOR

RIGHT FINANCE, RIGHT NOW!

QUICK QUOTE
APPLY NOW

RIGHT FINANCE, RIGHT NOW!

CAR LOANS CALCULATOR

woman waving

REPAYMENT AMOUNT: *

* REPAYMENT AMOUNT IS INDICATIVE ONLY.

A member of the team will be in touch shortly.

Car Loans Calculator

Easily calculate your car loan repayments with our online loan repayment calculator. Just input your loan details, and you'll instantly see your estimated repayments and borrowing capacity. Whether you're financing a car, motorbike, or another vehicle, our calculator helps you confidently plan your budget. Ready to get started? Try it now!



$
LOANS RANGE FROM $5,000 TO $250,000

PAYMENT FREQUENCY

48 MONTHS

12 MONTHS 84 MONTHS

CALCULATE
$

PAYMENT FREQUENCY

48 MONTHS

12 MONTHS 84 MONTHS

CALCULATE

(WITH THE EXAMPLE RATE - 12.95%)

APPLY NOW EMAIL ME THIS RESULT
A couple signing finance documents

Who Can Apply

You can apply for finance with us if you fulfil these conditions:

  • You're a New Zealand resident or visa holder
  • You're over 18 years of age
  • Hold a valid New Zealand driver license
  • Have a regular income

Why choose us?

Why choose us - Variety of finance options

Variety of finance options

Kiwi Car Loans is the home of great rate finance approvals. We have access to a variety of finance options, and we look to find you the best finance options.

Why choose us - Open 7 Days

Open 7 Days

Client satisfaction is our top priority, and out professional team will work 7 days a week to bring you the fast and best finance approvals to suit your requirements.

Why choose us - Multiple Lender Options

Multiple Lender Options

We work with multiple reputable lenders to bring you fast finance approvals to suit your requirements.

Why choose us - Competitive Finance Rates

Competitive Finance Rates

Our goal is to give each client the best finance rates, enabling them to enjoy fewer monthly payments.

Multilingual Staff

We have a big team of multilingual finance rockstars who can speak multiple languages to support those awesome migrant workers and people from different backgrounds.

What our customers say about us

I highly suggest Kiwi Car Loan. Shwetha from kiwi car loan was wonderful to deal with. She was very patient and guided me efficiantly for getting the right loan.

T.J - Happy Customer

Great Service and rates over Christmas and New year period. I would recommend to all!

M.C - Happy Customer

Fantastic approach to work, nice person to do business with. Thank you Sobia

J.B - Happy Customer

Laura was supportive, competend and so efficient and the process was easy

H.W - Happy Customer

Amazing team and very helpful and efficient. I dealt with Tyler and he was the best. Totally recommend

C - Happy Customer

This was a quick process. Found and purchased my dream car. Thank you so much.

K.D - Happy Customer

Great the best would recommend you guys to anyone cheers for the help y’all appreciate!

S.T - Happy Customer

This was great experience, great service and staff, would highly recommend them to anyone

G.B - Happy Customer

Thank you for an easy fast experience. Special thank you to Maggie for all the personal help and endless questions from me.

J.M - Happy Customer

Ben from kiwi car loans made the process quick, easy and was very professional. Thanks.

S.C - Happy Customer

Frequently asked questions

How much can I borrow

FAQs - Plus icon FAQs - Minus icon

Generally, you can borrow from $5000 to $250,000. But the specific amount you can borrow depends on various factors like your credit history, expenses, income, etc. Our expert broker will help you evaluate your situation to determine the maximum amount you qualify for.

What interest rates do you charge

FAQs - Plus icon FAQs - Minus icon

We offer competitive finance rates ranging from 10.45% to 23.00%, and the rates offered to you will be determined by your specific scenario.

How much will it cost to apply for finance through Kiwi Car Loans?

FAQs - Plus icon FAQs - Minus icon

Kiwi Car Loans is a Finance Broker, we are not the lender, our job is to source a lender to approve your application. For this service, we include a fee that is added to your approval amount and disclosed up front with the loan agreement.

Can I pay off my loan before the end of the term?

FAQs - Plus icon FAQs - Minus icon

YES. You can pay off your loan at any stage before the end of the term. Depending on the lender, the early prepayment fee will be different but always reasonable.

What happens if I miss a car finance payment?

FAQs - Plus icon FAQs - Minus icon

If you miss a payment or foresee being unable to make your monthly obligation, it is advisable to notify the lender right away and explain the situation. We are also pleased to communicate with the lender on your behalf when we can.

Visit our FAQs page to explore all the frequently asked questions in detail.

Calculator Disclaimer

The information that you calculate from this calculator is intended for use by you as a guide only. It is not an offer and has no legal effect on any contracts entered into by you, 'the client'. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.

Should you apply for any Kiwi Car Loans product, we will make our calculations and we will not necessarily take your calculations into account. All interest rates displayed are guides only, repayments as a result of this simulation have no legal offering.

Kiwi Car Loans accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the car loan calculator.

Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees or charges that may apply to either the calculation of the loan amount or the monthly repayments.